November 22, 2017
Every month, you pay premiums for your dental coverage, so you can visit your dentist to maintain your oral health for affordable rates. However, if you are like 36% of adults, you have not scheduled an appointment with your dentist in Brampton this year. Now, you have remaining benefits that are about to expire. As the end of the year approaches, now is the time to maximize your coverage before you lose it. Before you get too busy with the holidays, be sure to keep your oral health at the top of your priority list.
Use It or Lose It
Dental insurance is designed to prevent issues with your teeth and gums from developing. As a result, you can visit your dentist for little to no out-of-pocket cost twice a year to keep your smile healthy. In addition, you are given a yearly allowance that can cover as much as 80% of restorative treatments after you have paid your deductible.
With this structure in place, you can maintain your oral health and reduce your long-term dental costs by paying your premiums each month. However, at the end of a calendar year, your benefits will expire. You will not be reimbursed for the amount you have paid, and they will not carry over for accumulation into the new year.
If you do not utilize your remaining benefits before they expire, you will have wasted money throughout the year while missing out on a huge savings opportunity to protect your smile.
Maximize Your Dental Benefits
While this time of year is busy with planning family gatherings and shopping for the perfect gifts, it is important to take the time to maximize the value of your benefits before time runs out. To make the most of your coverage, choose a dentist who is in-network with your dental insurance in Brampton. This allows you to advantage from lower rates for services because they have already been pre-negotiated between the dentist and your carrier.
Your dentist will provide you with the high-quality services you need to keep your smile healthy while working on your behalf with the insurance company. By filing the necessary claims, they will help you maximize the value of your policy while keeping your out-of-pocket expenses to a minimum.
Get a Healthy Smile Today
You have paid into your dental benefits throughout the year, so why not use them before they expire? Get a healthy, beautiful smile for the holidays by calling your dentist for an appointment.
About Torbram Dental
Torbram Dental is committed to providing high-quality care using the most modern dental technologies. With a comfortable and caring office, we cater to each patient’s needs to help them reach their oral health goals. As an in-network dentist, we work with many insurance companies to help keep the cost of our services affordable. If you have any remaining dental benefits, contact Torbram Dental today to schedule an appointment before they expire.
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